At WAHVE, we value significant insurance experience and want to revolutionize the way people think about phasing into retirement by offering qualified candidates the opportunity to continue their career working from home. As we say – retire from the office but not from work. Our unique platform provides you with real work/life balance and allows you to choose a full or part-time work schedule while continuing to utilize your insurance expertise in a flexible, remote, long-term position which includes company benefits!

WHAT YOU’LL LOVE ABOUT WAHVE

We created a welcoming place to work with friendly and professional leadership. We are known for the great care we take with our staff and our clients. We are passionate and determined about delivering the best customer service, preserving insurance industry knowledge, and making a difference by the work that we do.

WHAT WE ARE SEEKING

We have assignments available to help our Property & Casualty independent retail broker clients in Commercial Lines Customer Service Representative (CSR) positions.  Responsibilities may include:

• Process endorsements, cancellations, reinstatements, and audits in coordination with Account Managers.
• Maintain accurate and complete client records in the agency management system.
• Issue certificates of insurance, auto ID cards, evidence of insurance, and other routine documents.
• Follow up with carriers on policy processing, billing discrepancies, and documentation.
• Respond to routine client requests including policy questions, billing inquiries, and documentation needs.
• Experience using ANY independent agency management system is preferred (high demand for EPIC and AMS360).

TO BECOME A WORK-AT-HOME VINTAGE EXPERT, WE REQUIRE

• 25 years of full-time work experience
• 10 most current years of Commercial Lines Property & Casualty insurance experience

BENEFITS OF BECOMING A WAHVE VINTAGE EXPERT

• Health insurance based on eligibility.
• 401(k) with a 4% match.
• Retire from the office but not from work.
• Eliminate the office stress and the commute.
• Choose the work you would like to do now.
• Available in either full or part-time schedules.
• Utilize your years of insurance industry knowledge.
• Be part of our dynamic yet virtual team environment and connect with other experienced insurance professionals like yourself!

HOW TO GET STARTED

Click APPLY NOW to complete our simple preliminary profile.  Be sure to include your preferred contact information as one of our Qualification Specialists will connect with you promptly.

WE LOOK FORWARD TO MEETING YOU!

At WAHVE, we value significant insurance experience and want to revolutionize the way people think about phasing into retirement by offering qualified candidates the opportunity to continue their career working from home. As we say – retire from the office but not from work.  Our unique platform provides you with real work/life balance and allows you to choose a full or part-time work schedule while continuing to utilize your insurance expertise in a remote, long-term position which includes company benefits!

WHAT YOU’LL LOVE ABOUT WAHVE

We created a welcoming place to work with friendly and professional leadership. We are known for the great care we take with our staff and our clients. We are passionate and determined about delivering the best customer service, preserving insurance industry knowledge, and making a difference by the work that we do.

WHAT WE ARE SEEKING

We have assignments available to help our insurance industry clients in Data Analyst positions.  Responsibilities include:

• Build and maintain data warehouse, new reports, and ad hoc reports.
• Work with user groups to identify reporting issues/enhancements and document business requirements.
• Will serve as a member of a project team and/or work independently on projects.
• Support and train internal users as needed.
• Compile and prepare data for customer analysis.
• Experience in C#, Visual Studio, JavaScript, CSS, and current web technologies such as .NET, ASP, JSON, and XML.
• Experience with ANY of the following technologies: SQL Server Reporting Services (SSRS), SSIS Reporting, Power BI, Dynamics CRM, Dynamics GP, SharePoint, Excel, Power Query, Power Pivot.
• Compile data results and author commentary on industry studies is a plus.
• Insurance or financial services industry experience required.

TO BECOME A WORK-AT-HOME VINTAGE EXPERT, WE REQUIRE

• 25 years of full-time work experience
• Experience working in a data analysis role in the insurance or financial services industry – required

BENEFITS OF BECOMING A WAHVE VINTAGE EXPERT

• Health insurance based on eligibility.
• 401(k) with a 4% match.
• Retire from the office but not from work.
• Eliminate the office stress and the commute.
• Choose the work you would like to do now.
• Available in either full or part-time schedules.
• Utilize your years of insurance industry knowledge.
• Be part of our dynamic yet virtual team environment and connect with other experienced insurance professionals like yourself!

HOW TO GET STARTED

Click APPLY NOW to complete our simple preliminary profile. Be sure to include your preferred contact information as one of our Qualification Specialists will connect with you promptly.

WE LOOK FORWARD TO MEETING YOU!

At WAHVE, we value significant insurance experience and want to revolutionize the way people think about phasing into retirement by offering qualified candidates the opportunity to continue their career working from home. As we say – retire from the office but not from work.  Our unique platform provides you with real work/life balance and allows you to choose a full or part-time work schedule while continuing to utilize your insurance expertise in a remote, long-term position which includes company benefits!

WHAT YOU’LL LOVE ABOUT WAHVE

We created a welcoming place to work with friendly and professional leadership. We are known for the great care we take with our staff and our clients. We are passionate and determined about delivering the best customer service, preserving insurance industry knowledge, and making a difference by the work that we do.

WHAT WE ARE SEEKING

We have assignments available to help our insurance carrier or MGA clients in Operations Business Analyst positions. Responsibilities may include:

• Liaise with various operational areas such as underwriting, accounting, compliance, audit, information technology, etc.
• Translate conceptual customer requirements into functional requirements in a clear manner that is comprehensible to technicians.
• Become proficient in managing multi-state, multi-line accounts throughout the policy life cycle which could include rating/pricing, quoting, and issuing policies as well as handling related account activity.
• Participate and understand the development of operational KPI’s and service standards.
• Process transactions and follow varied workflows dependent upon line of business, company, state, specific rules, and regulations.
• Serve as Subject Matter Expert (SME) regarding how to prepare data submissions to rating bureaus and state departments of insurance.

TO BECOME A WORK-AT-HOME VINTAGE EXPERT, WE REQUIRE

• 25 years of full-time work experience
• 10 recent years of insurance industry experience

BENEFITS OF BECOMING A WAHVE VINTAGE EXPERT

• Health insurance based on eligibility.
• 401(k) with a 4% match.
• Retire from the office but not from work.
• Eliminate the office stress and the commute.
• Choose the work you would like to do now.
• Available in either full or part-time schedules.
• Utilize your years of insurance industry knowledge.
• Be part of our dynamic yet virtual team environment and connect with other experienced insurance professionals like yourself!

HOW TO GET STARTED

Click APPLY NOW to complete our simple preliminary profile. Be sure to include your preferred contact information as one of our Qualification Specialists will connect with you promptly.

WE LOOK FORWARD TO MEETING YOU!

At WAHVE, we value significant insurance experience and want to revolutionize the way people think about phasing into retirement by offering qualified candidates the opportunity to continue their career working from home. As we say – retire from the office but not from work. Our unique platform provides you with real work/life balance and allows you to choose a full or part-time work schedule while continuing to utilize your insurance expertise in a flexible, remote, long-term position which includes company benefits!

WHAT YOU’LL LOVE ABOUT WAHVE

We created a welcoming place to work with friendly and professional leadership. We are known for the great care we take with our staff and our clients. We are passionate and determined about delivering the best customer service, preserving insurance industry knowledge, and making a difference by the work that we do.

WHAT WE ARE SEEKING

We have assignments available to help our Property & Casualty independent retail broker clients in Commercial Lines Account Manager positions. Responsibilities may include:

• Manage Commercial Lines client accounts with the focus on building and/or strengthening relationships by providing exceptional customer service.
• Prepare applications and market new and renewal risks.
• Responsible for contract review and issuance of Certificates of Insurance (COI’s).
• Coordinate with underwriters to obtain quotes, bind coverage and issue policies.
• Review policies, binders, and endorsements for accuracy and completeness.
• Experience using EPIC, AMS360, Sagitta or Hawksoft independent agency management system is Current HIGH DEMAND for EPIC and AMS360.

TO BECOME A WORK-AT-HOME VINTAGE EXPERT, WE REQUIRE

• 25 years of full-time work experience
• 10 most current years of Commercial Lines Property & Casualty insurance experience

BENEFITS OF BECOMING A WAHVE VINTAGE EXPERT

• Health insurance based on eligibility.
• 401(k) with a 4% match.
• Retire from the office but not from work.
• Eliminate the office stress and the commute.
• Choose the work you would like to do now.
• Available in either full or part-time schedules.
• Utilize your years of insurance industry knowledge.
• Be part of our dynamic yet virtual team environment and connect with other experienced insurance professionals like yourself!

HOW TO GET STARTED

Click APPLY NOW to complete our simple preliminary profile. Be sure to include your preferred contact information as one of our Qualification Specialists will connect with you promptly.

WE LOOK FORWARD TO MEETING YOU!

At WAHVE, we value significant insurance experience and want to revolutionize the way people think about phasing into retirement by offering qualified candidates the opportunity to continue their career working from home. As we say – retire from the office but not from work. Our unique platform provides you with real work/life balance and allows you to choose a full or part-time work schedule while continuing to utilize your insurance expertise in a remote, long-term position which includes company benefits!

WHAT YOU’LL LOVE ABOUT WAHVE

We created a welcoming place to work with friendly and professional leadership. We are known for the great care we take with our staff and our clients. We are passionate and determined about delivering the best customer service, preserving insurance industry knowledge, and making a difference by the work that we do.

WHAT WE ARE SEEKING

We have assignments available to help our insurance carrier clients in Pricing Actuary or Associate Pricing Actuary positions.  Responsibilities include:

• Develop and refine pricing models to assess risk and profitability for various Property & Casualty insurance products.
• Monitor and analyze the datasets of existing products, including experience and exposure rating, adjusting pricing models as needed.
• Collaborate with key business stakeholders in Underwriting, Finance, Reserving and Claims to support adequate pricing and profitable growth strategies.
• Support the development and filing of rate changes with regulatory bodies.
• Possess ability to extract and manipulate data in relational databases: SAS, SQL, VBA, R, Prophet, VBA, Python or similar preferred.
• ACAS or FCAS designation preferred but not required.

TO BECOME A WORK-AT-HOME VINTAGE EXPERT, WE REQUIRE

• 25 years of full-time work experience
• 10 most current years of actuarial insurance experience with significant experience in pricing Property & Casualty (P&C) insurance or reinsurance products
• Bachelor’s degree in actuarial science, mathematics, economics, statistics, or related major
• Proficiency in predictive modeling and machine learning techniques

BENEFITS OF BECOMING A WAHVE VINTAGE EXPERT

• Health insurance based on eligibility.
• 401(k) with a 4% match.
• Retire from the office but not from work.
• Eliminate the office stress and the commute.
• Choose the work you would like to do now.
• Available in either full or part-time schedules.
• Utilize your years of insurance industry knowledge.
• Be part of our dynamic yet virtual team environment and connect with other experienced insurance professionals like yourself!

HOW TO GET STARTED

Click APPLY NOW to complete our simple preliminary profile. Be sure to include your preferred contact information as one of our Qualification Specialists will connect with you promptly.

WE LOOK FORWARD TO MEETING YOU!

At WAHVE, we value significant insurance experience and want to revolutionize the way people think about phasing into retirement by offering qualified candidates the opportunity to continue their career working from home. As we say – retire from the office but not from work. Our unique platform provides you with real work/life balance and allows you to choose a full or part-time work schedule while continuing to utilize your insurance expertise in a remote, long-term position which includes company benefits!

WHAT YOU’LL LOVE ABOUT WAHVE

We created a welcoming place to work with friendly and professional leadership. We are known for the great care we take with our staff and our clients. We are passionate and determined about delivering the best customer service, preserving insurance industry knowledge, and making a difference by the work that we do.

WHAT WE ARE SEEKING

We have assignments available to help our insurance carrier clients in Actuarial Analyst positions.  Responsibilities include:

• Assist with pricing studies to evaluate the profitability of company’s insurance products. Perform competitor analysis to maintain awareness of pricing and product developments in the marketplace. Perform trend analysis to understand changes in the frequency and severity of insurance claims.
• Lead state and product rate reviews and filings by interpreting bureau rate changes.
• Collaborate with functional teams such as Underwriting, Product Management, Sales, Finance, etc. to support ongoing revisions and expansion of product offerings.
• Assist in the assessment of experience, source of earnings analysis, reserve adequacy, and forward-looking drivers to develop reserve assumptions and recommendations.
• Aid in the development of rating methodologies concerning both existing and new company products.
• Possess ability to extract and manipulate data in relational databases, SAS, SQL, VBA, R or Python preferred.
• Strong experience using statistical techniques to build predictive models addressing underwriting or claim issues.
• ACAS or FCAS designation preferred but not required.

TO BECOME A WORK-AT-HOME VINTAGE EXPERT, WE REQUIRE

• 25 years of full-time work experience
• 10 most current years of actuarial experience with commercial lines pricing in the Property & Casualty sector
• Bachelor’s degree in actuarial science, mathematics, economics, statistics, or related major

BENEFITS OF BECOMING A WAHVE VINTAGE EXPERT

• Health insurance based on eligibility.
• 401(k) with a 4% match.
• Retire from the office but not from work.
• Eliminate the office stress and the commute.
• Choose the work you would like to do now.
• Available in either full or part-time schedules.
• Utilize your years of insurance industry knowledge.
• Be part of our dynamic yet virtual team environment and connect with other experienced insurance professionals like yourself!

HOW TO GET STARTED

Click APPLY NOW to complete our simple preliminary profile. Be sure to include your preferred contact information as one of our Qualification Specialists will connect with you promptly.

WE LOOK FORWARD TO MEETING YOU!

At WAHVE, we value significant insurance experience and want to revolutionize the way people think about phasing into retirement by offering qualified candidates the opportunity to continue their career working from home. As we say – retire from the office but not from work. Our unique platform provides you with real work/life balance and allows you to choose a full or part-time work schedule while continuing to utilize your insurance expertise in a remote, long-term position which includes company benefits!

WHAT YOU’LL LOVE ABOUT WAHVE

We created a welcoming place to work with friendly and professional leadership. We are known for the great care we take with our staff and our clients. We are passionate and determined about delivering the best customer service, preserving insurance industry knowledge, and making a difference by the work that we do.

WHAT WE ARE SEEKING

We have assignments available to help our insurance carrier clients in Actuary or Associate Actuary positions.  Responsibilities include:

• Perform pricing studies to evaluate the profitability of company’s insurance products. Perform competitor analysis to maintain awareness of pricing and product developments in the marketplace. Perform trend analysis to understand changes in the frequency and severity of insurance claims.
• Analyze rating variables and recommend pricing changes.
• Participate in various processes such as rate reviews, modeling projects, budgets, price monitoring, etc.
• Assist in the assessment of experience, source of earnings analysis, reserve adequacy, and forward-looking drivers to develop reserve assumptions and recommendations.
• Aid in the development of rating methodologies concerning both existing and new company products.
• Possess ability to extract and manipulate data in relational databases, SAS, SQL, R or Python preferred.
• Strong experience using statistical techniques to build predictive models addressing underwriting or claim issues.
• ACAS or FCAS designation preferred but not required.

TO BECOME A WORK-AT-HOME VINTAGE EXPERT, WE REQUIRE

• 25 years of full-time work experience
• 10 most current years of actuarial insurance experience
• Bachelor’s degree in actuarial science, mathematics, economics, statistics, or related major

BENEFITS OF BECOMING A WAHVE VINTAGE EXPERT

• Health insurance based on eligibility.
• 401(k) with a 4% match.
• Retire from the office but not from work.
• Eliminate the office stress and the commute.
• Choose the work you would like to do now.
• Available in either full or part-time schedules.
• Utilize your years of insurance industry knowledge.
• Be part of our dynamic yet virtual team environment and connect with other experienced insurance professionals like yourself!

HOW TO GET STARTED

Click APPLY NOW to complete our simple preliminary profile. Be sure to include your preferred contact information as one of our Qualification Specialists will connect with you promptly.

WE LOOK FORWARD TO MEETING YOU!

At WAHVE, we value significant insurance experience and want to revolutionize the way people think about phasing into retirement by offering qualified candidates the opportunity to continue their career working from home. As we say – retire from the office but not from work.  Our unique platform provides you with real work/life balance and allows you to choose a full or part-time work schedule while continuing to utilize your insurance expertise in a remote, long-term position which includes company benefits!

WHAT YOU’LL LOVE ABOUT WAHVE

We created a welcoming place to work with friendly and professional leadership. We are known for the great care we take with our staff and our clients. We are passionate and determined about delivering the best customer service, preserving insurance industry knowledge, and making a difference by the work that we do.

WHAT WE ARE SEEKING

We have assignments available to help our Property & Casualty insurance carrier clients in Commercial Lines Rater and Rating Technician positions.  Responsibilities include:

• Perform required support functions for Underwriting. Tasks may include ordering MVR’s, inspections and reviews, financial reports, calculating / building cost estimates and other similar tasks as requested.
• New business submission clearance, data entry of new business submission information and Broker of Record requests.
• Process new business and renewal related transactions in a timely manner. Transactions may include, but not limited to, quoting, rating, or pricing revisions, policy issuance, endorsements, premium audits, cancellations, and reinstatements for multiple commercial lines of business.  
• Work with underwriters and other functional areas to resolve any discrepancies.
• Ensure accuracy and completeness of a quality product to be delivered to a company’s customers.

TO BECOME A WORK-AT-HOME VINTAGE EXPERT, WE REQUIRE

• 25 years of full-time work experience
• 10 most recent years of Commercial Lines Property & Casualty insurance carrier experience

BENEFITS OF BECOMING A WAHVE VINTAGE EXPERT

• Health insurance based on eligibility.
• 401(k) with a 4% match.
• Retire from the office but not from work.
• Eliminate the office stress and the commute.
• Choose the work you would like to do now.
• Available in either full or part-time schedules.
• Utilize your years of insurance industry knowledge.
• Be part of our dynamic yet virtual team environment and connect with other experienced insurance professionals like yourself!

HOW TO GET STARTED

Click APPLY NOW to complete our simple preliminary profile. Be sure to include your preferred contact information as one of our Qualification Specialists will connect with you promptly.

WE LOOK FORWARD TO MEETING YOU!

At WAHVE, we value significant insurance experience and want to revolutionize the way people think about phasing into retirement by offering qualified candidates the opportunity to continue their career working from home. As we say – retire from the office but not from work.  Our unique platform provides you with real work/life balance and allows you to choose a full or part-time work schedule while continuing to utilize your insurance expertise in a remote, long-term position which includes company benefits!

WHAT YOU’LL LOVE ABOUT WAHVE

We created a welcoming place to work with friendly and professional leadership. We are known for the great care we take with our staff and our clients. We are passionate and determined about delivering the best customer service, preserving insurance industry knowledge, and making a difference by the work that we do.

WHAT WE ARE SEEKING

We have assignments available to help our insurance carrier or MGA clients in Product Development positions for Personal or Commercial Lines. Responsibilities may include:

• Participate in the filing life cycle which may include drafting, developing, finalizing, and submitting all products (forms, rates, rules).
• Identify and communicate industry trends; recommending products and/or changes to existing products, coverages, policies, rates and forms.
• Design user specifications to provide technical guidance for new products.
• Develop and submit formal written filings to state insurance departments for approval of proposed new or existing product forms.
• Create and deliver underwriting guidance, training, and updated processes to support profitable product execution.
• Review technical specifications, quality assurance procedures and documentation, manual pages, rates, forms and other related documents and materials to assure intended results and accuracy.
• Ability to work independently and interact professionally and effectively in a team environment.
• Knowledge of ISO or AAIS, Excel and SERFF is a plus.

TO BECOME A WORK-AT-HOME VINTAGE EXPERT, WE REQUIRE

• 25 years of full-time work experience
• 10 recent years of Property & Casualty insurance experience

BENEFITS OF BECOMING A WAHVE VINTAGE EXPERT

• Health insurance based on eligibility.
• 401(k) with a 4% match.
• Retire from the office but not from work.
• Eliminate the office stress and the commute.
• Choose the work you would like to do now.
• Available in either full or part-time schedules.
• Utilize your years of insurance industry knowledge.
• Be part of our dynamic yet virtual team environment and connect with other experienced insurance professionals like yourself!

HOW TO GET STARTED

Click APPLY NOW to complete our simple preliminary profile. Be sure to include your preferred contact information as one of our Qualification Specialists will connect with you promptly.

WE LOOK FORWARD TO MEETING YOU!

At WAHVE, we value significant insurance experience and want to revolutionize the way people think about phasing into retirement by offering qualified candidates the opportunity to continue their career working from home. As we say – retire from the office but not from work. Our unique platform provides you with real work/life balance and allows you to choose a full or part-time work schedule while continuing to utilize your insurance expertise in a remote, long-term position which includes company benefits!

WHAT YOU’LL LOVE ABOUT WAHVE

We created a welcoming place to work with friendly and professional leadership. We are known for the great care we take with our staff and our clients. We are passionate and determined about delivering the best customer service, preserving insurance industry knowledge, and making a difference by the work that we do.

WHAT WE ARE SEEKING

We have assignments available to help our insurance carrier clients in Commercial Auto Claims Adjuster / Examiner positions. Responsibilities include:

• Manage a caseload of commercial auto claims from first notice of loss through resolution, ensuring timely, fair and accurate claims outcomes.
• Set-up claim in claims management system.
• Properly document all claim activity thoroughly and maintain compliance with company and regulatory standards.
• Investigate, evaluate, and negotiate commercial auto claims.
• Review police reports, legal and medical bills, etc.
• Review coverage, analyze liability, and determine appropriate settlements.
• Communicate with insureds, claimants, agents and vendors throughout the claim cycle.

TO BECOME A WORK-AT-HOME VINTAGE EXPERT, WE REQUIRE

• 25 years of full-time work experience
• 10 most current years of commercial auto claims adjusting experience with insurance carrier

BENEFITS OF BECOMING A WAHVE VINTAGE EXPERT

• Health insurance based on eligibility.
• 401(k) with a 4% match.
• Retire from the office but not from work.
• Eliminate the office stress and the commute.
• Choose the work you would like to do now.
• Available in either full or part-time schedules.
• Utilize your years of insurance industry knowledge.
• Be part of our dynamic yet virtual team environment and connect with other experienced insurance professionals like yourself!

HOW TO GET STARTED

Click APPLY NOW to complete our simple preliminary profile. Be sure to include your preferred contact information as one of our Qualification Specialists will connect with you promptly.

WE LOOK FORWARD TO MEETING YOU!

At WAHVE, we value significant insurance experience and want to revolutionize the way people think about phasing into retirement by offering qualified candidates the opportunity to continue their career working from home. As we say – retire from the office but not from work. Our unique platform provides you with real work/life balance and allows you to choose a full or part-time work schedule while continuing to utilize your insurance expertise in a remote, long-term position which includes company benefits!

WHAT YOU’LL LOVE ABOUT WAHVE

We created a welcoming place to work with friendly and professional leadership. We are known for the great care we take with our staff and our clients. We are passionate and determined about delivering the best customer service, preserving insurance industry knowledge, and making a difference by the work that we do.

WHAT WE ARE SEEKING

We have assignments available to help our insurance carrier or MGU clients in Premium Auditor / Auditor Assistant positions. Responsibilities may include:

• Conduct audits of insurance policies by evaluating the insured's business operation, including examining, verifying, and recording pertinent classification-related data from financial/business records.
• Review and summarize submitted information from insureds to determine correct exposures for all classifications. 
• Review dispute information received from agents or insureds who contest audit results, analyze the submitted information for relevance and appropriate documentation.
• Communicate with all internal and external customers regarding exposures, classification changes, or general auditing procedure questions pertaining to premium audits.
• Ensure the process complies with regulatory, statutory, and procedural requirements. Including evaluating system access and management control reports.
• Proven experience with problem solving, analyzing data, and recommending corrective measures.
• Currently - HIGH DEMAND for General Liability and/or Workers Compensation premium audit experience.

TO BECOME A WORK-AT-HOME VINTAGE EXPERT, WE REQUIRE

• 25 years of full-time work experience
• 10 most current years of premium audit experience with Property & Casualty (P&C) insurance carrier or MGU in an auditor role

BENEFITS OF BECOMING A WAHVE VINTAGE EXPERT

• Health insurance based on eligibility.
• 401(k) with a 4% match.
• Retire from the office but not from work.
• Eliminate the office stress and the commute.
• Choose the work you would like to do now.
• Available in either full or part-time schedules.
• Utilize your years of insurance industry knowledge.
• Be part of our dynamic yet virtual team environment and connect with other experienced insurance professionals like yourself!

HOW TO GET STARTED

Click APPLY NOW to complete our simple preliminary profile. Be sure to include your preferred contact information as one of our Qualification Specialists will connect with you promptly.

WE LOOK FORWARD TO MEETING YOU!

At WAHVE, we value significant insurance experience and want to revolutionize the way people think about phasing into retirement by offering qualified candidates the opportunity to continue their career working from home.  As we say – retire from the office but not from work. Our unique platform provides you with real work/life balance and allows you to choose a full or part-time work schedule while continuing to utilize your insurance expertise in a remote, long-term position which includes company benefits!

WHAT YOU’LL LOVE ABOUT WAHVE

We created a welcoming place to work with friendly and professional leadership. We are known for the great care we take with our staff and our clients. We are passionate and determined about delivering the best customer service, preserving insurance industry knowledge, and making a difference by the work that we do.

WHAT WE ARE SEEKING

We have assignments available to help our wholesale broker clients in Commercial Lines Compliance / Surplus Tax Filings positions.  Responsibilities include:

• Responsible for processing and payments of surplus lines taxes and stamping fees in all 50 states.
• Process daily, monthly, semi-annual, and annual state filings for all 50 states.
• Perform analysis and research of surplus lines requirements and directly work with the state department of insurance and/or stamping offices.
• Generate tax and fee report to ensure all systems are updated properly.
• Work with internal staff to ensure proper state tax identification and allocation. 
• Make sure all state requirements are being adhered to by staff.
• Current HIGH demand for California filing experience.

TO BECOME A WORK-AT-HOME VINTAGE EXPERT, WE REQUIRE

• 25 years of full-time work experience
• 10 most recent years of Commercial Lines Compliance / Surplus Tax Filings insurance experience

BENEFITS OF BECOMING A WAHVE VINTAGE EXPERT

• Health insurance based on eligibility.
• 401(k) with a 4% match.
• Retire from the office but not from work.
• Eliminate the office stress and the commute.
• Choose the work you would like to do now.
• Available in either full or part-time schedules.
• Utilize your years of insurance industry knowledge.
• Be part of our dynamic yet virtual team environment and connect with other experienced insurance professionals like yourself!

HOW TO GET STARTED

Click APPLY NOW to complete our simple preliminary profile.  Be sure to include your preferred contact information as one of our Qualification Specialists will connect with you promptly.

WE LOOK FORWARD TO MEETING YOU!

At WAHVE we value significant insurance experience and want to revolutionize the way people think about phasing into retirement by offering qualified candidates the opportunity to continue their career working from home.  As we say – retire from the office but not from work.  Our unique platform provides you with real work/life balance and allows you to choose a full or part-time work schedule while continuing to utilize your insurance expertise in a remote, long-term position which includes company benefits!

WHAT YOU’LL LOVE ABOUT WAHVE

We created a welcoming place to work with friendly and professional leadership. We are known for the great care we take with our staff and our clients. We are passionate and determined about delivering the best customer service, preserving insurance industry knowledge, and making a difference by the work that we do.

WHAT WE ARE SEEKING

We have assignments available to help our insurance carrier or MGA clients in Compliance Specialist – Rate Filing positions.  Responsibilities may include:

• Work closely with the business and actuarial teams to create, update and maintain rate, rule, and forms for submission to State Departments of Insurance.
• Maintain accurate and accessible records related to those filings.
• Review and address filing objections to achieve approval in all target states.
• Provide support for market conduct examinations including assisting in responding to inquiries.
• Able to author policy forms, review State regulations, and create policy wording for issuance and eventual submission.
• Coordinate with product development on new coverages.
• Review regulatory publications for impact on company filings and product offerings.
• Provide support to internal departments on filing related issues.
• Experience with the System for Electronic Rates & Forms Filing (SERFF) is a plus.
• HIGH DEMAND for Aviation experience.

TO BECOME A WORK-AT-HOME VINTAGE EXPERT, WE REQUIRE

• 25 years of full-time work experience
• 10 recent years of Property & Casualty insurance experience

BENEFITS OF BECOMING A WAHVE VINTAGE EXPERT

• Health insurance based on eligibility.
• 401(k) with a 4% match.
• Retire from the office but not from work.
• Eliminate the office stress and the commute.
• Choose the work you would like to do now.
• Available in either full or part-time schedules.
• Utilize your years of insurance industry knowledge.
• Be part of our dynamic yet virtual team environment and connect with other experienced insurance professionals like yourself!

HOW TO GET STARTED

Click APPLY NOW to complete our simple preliminary profile.  Be sure to include your preferred contact information as one of our Qualification Specialists will connect with you promptly.

WE LOOK FORWARD TO MEETING YOU!

At WAHVE, we value significant insurance experience and want to revolutionize the way people think about phasing into retirement by offering qualified candidates the opportunity to continue their career working from home. As we say – retire from the office but not from work. Our unique platform provides you with real work/life balance and allows you to choose a full or part-time work schedule while continuing to utilize your insurance expertise in a remote, long-term position which includes company benefits!

WHAT YOU’LL LOVE ABOUT WAHVE

We created a welcoming place to work with friendly and professional leadership. We are known for the great care we take with our staff and our clients. We are passionate and determined about delivering the best customer service, preserving insurance industry knowledge, and making a difference by the work that we do.

WHAT WE ARE SEEKING

We have assignments available to help our retail broker or wholesale broker or MGA clients in Insurance Agency Bookkeeper positions. Responsibilities may include:

• Responsible for the General Ledger including Accounts Payable, Accounts Receivable, and Commission Payable.
• Prepare monthly management and producer commission payable reports.
• Prepare reconciliation of carrier commission statements. Resolve accounting discrepancies with insurance carriers and/or producers.
• Prepare monthly and annual financial statements.
• Responsible for maintaining the budget using both Excel & agency management system.
• Experience using Epic, AMS360 and Sagitta agency management system is preferred. Current HIGH DEMAND for EPIC experience.

TO BECOME A WORK-AT-HOME VINTAGE EXPERT, WE REQUIRE

• 25 years of full-time work experience
• 10 most current years of premium accounting experience

BENEFITS OF BECOMING A WAHVE VINTAGE EXPERT

• Health insurance based on eligibility.
• 401(k) with a 4% match.
• Retire from the office but not from work.
• Eliminate the office stress and the commute.
• Choose the work you would like to do now.
• Available in either full or part-time schedules.
• Utilize your years of insurance industry knowledge.
• Be part of our dynamic yet virtual team environment and connect with other experienced insurance professionals like yourself!

HOW TO GET STARTED

Click APPLY NOW to complete our simple preliminary profile. Be sure to include your preferred contact information as one of our Qualification Specialists will connect with you promptly.

WE LOOK FORWARD TO MEETING YOU!

At WAHVE, we value significant insurance experience and want to revolutionize the way people think about phasing into retirement by offering qualified candidates the opportunity to continue their career working from home. As we say – retire from the office but not from work.  Our unique platform provides you with real work/life balance and allows you to choose a full or part-time work schedule while continuing to utilize your insurance expertise in a remote, long-term position which includes company benefits!

WHAT YOU’LL LOVE ABOUT WAHVE

We created a welcoming place to work with friendly and professional leadership. We are known for the great care we take with our staff and our clients. We are passionate and determined about delivering the best customer service, preserving insurance industry knowledge, and making a difference by the work that we do.

WHAT WE ARE SEEKING

We have assignments available to help our insurance carrier or Third-Party Administrator (TPA) clients in Property & Casualty (P&C) Claims Adjuster or Examiner positions. Responsibilities include:

• Handle General Liability / Bodily Injury, Property, Commercial Auto Liability and/or Physical Damage, Workers Compensation, Inland Marine, Professional / Management Liability, Business Interruption, Liquor Liability, Garage/Garagekeepers Legal Liability or Umbrella claims. Knowledge of any/all these lines is acceptable.
• Set-up claim in claims management system.
• Properly document claims files.
• Review police reports, legal and medical bills, etc.
• Litigation and Subrogation experience highly desired.
• Set Reserves and draft Reservation of Rights letters – preferred.
• Handle expense, indemnity, and vendor payments.
• Conduct recorded statements from Insureds and Claimants.
• Adjusters license a plus.
• Current HIGH DEMAND for licensed NY Labor Law, Bodily Injury, Professional Liability, Medical Malpractice or Workers Compensation claim experience.

TO BECOME A WORK-AT-HOME VINTAGE EXPERT, WE REQUIRE

• 25 years of full-time work experience
• 10 most current years of P&C commercial claims adjusting experience with insurance carrier or TPA

BENEFITS OF BECOMING A WAHVE VINTAGE EXPERT

• Health insurance based on eligibility.
• 401(k) with a 4% match.
• Retire from the office but not from work.
• Eliminate the office stress and the commute.
• Choose the work you would like to do now.
• Available in either full or part-time schedules.
• Utilize your years of insurance industry knowledge.
• Be part of our dynamic yet virtual team environment and connect with other experienced insurance professionals like yourself!

HOW TO GET STARTED

Click APPLY NOW to complete our simple preliminary profile. Be sure to include your preferred contact information as one of our Qualification Specialists will connect with you promptly.

WE LOOK FORWARD TO MEETING YOU

At WAHVE, we value significant insurance experience and want to revolutionize the way people think about phasing into retirement by offering qualified candidates the opportunity to continue their career working from home. As we say – retire from the office but not from work. Our unique platform provides you with real work/life balance and allows you to choose a full or part-time work schedule while continuing to utilize your insurance expertise in a remote, long-term position which includes company benefits!

WHAT YOU’LL LOVE ABOUT WAHVE

We created a welcoming place to work with friendly and professional leadership. We are known for the great care we take with our staff and our clients. We are passionate and determined about delivering the best customer service, preserving insurance industry knowledge, and making a difference by the work that we do.

WHAT WE ARE SEEKING

We have assignments available to help our Property & Casualty independent retail broker clients in Personal Lines for Account Manager positions. Responsibilities may include:

• Manage Personal Lines client accounts with the focus on building and/or strengthening relationships by providing exceptional customer service.
• Prepare applications, and market new and renewal risks.
• Responsible for contract review and issuance of Certificates of Insurance (COI’s).
• Obtain and/or review quotes.
• Bind and/or check policies.
• Request endorsements.
• Experience using EPIC, AMS360, Sagitta or Hawksoft independent agency management system is Current HIGH DEMAND for EPIC.

TO BECOME A WORK-AT-HOME VINTAGE EXPERT, WE REQUIRE

• 25 years of full-time work experience
• 10 most current years of Personal Lines Property & Casualty insurance experience

BENEFITS OF BECOMING A WAHVE VINTAGE EXPERT

• Health insurance based on eligibility.
• 401(k) with a 4% match.
• Retire from the office but not from work.
• Eliminate the office stress and the commute.
• Choose the work you would like to do now.
• Available in either full or part-time schedules.
• Utilize your years of insurance industry knowledge.
• Be part of our dynamic yet virtual team environment and connect with other experienced insurance professionals like yourself!

HOW TO GET STARTED

Click APPLY NOW to complete our simple preliminary profile. Be sure to include your preferred contact information as one of our Qualification Specialists will connect with you promptly.

WE LOOK FORWARD TO MEETING YOU!

At WAHVE, we value significant insurance experience and want to revolutionize the way people think about phasing into retirement by offering qualified candidates the opportunity to continue their career working from home. As we say – retire from the office but not from work. Our unique platform provides you with real work/life balance and allows you to choose a full or part-time work schedule while continuing to utilize your insurance expertise in a remote, long-term position which includes company benefits!

WHAT YOU’LL LOVE ABOUT WAHVE

We have created a welcoming place to work with friendly and professional leadership. We are known for the great care we take with our staff and our clients. We are passionate and determined about delivering the best customer service, preserving insurance industry knowledge, and making a difference by the work that we do.

WHAT WE ARE SEEKING

We have assignments available to help our insurance carrier, MGA, or wholesale broker clients in Commercial Underwriter – Agriculture & Farm positions.

Responsibilities include:

• Evaluate and underwrite farm and agricultural insurance risks, including property, liability, commercial auto, and farm operations exposures.
• Review applications, inspection reports, loss histories, and financial information to determine eligibility and pricing.
• Apply underwriting guidelines to assess risk and determine appropriate coverage, terms and conditions.
• Develop and maintain strong relationships with independent agents and brokers.
• Provide underwriting guidance and support to agents regarding farm risks and coverage solutions.
• Monitor portfolio performance and make recommendations to maintain profitability.
• Collaborate with loss control, claims, and product teams to improve underwriting outcomes.
• Stay informed on industry trends, agricultural practices and regulatory requirements.

TO BECOME A WORK-AT-HOME VINTAGE EXPERT, WE REQUIRE

• 25 years of full-time work experience
• 10 most recent years of Commercial Lines Property & Casualty insurance experience specifically with underwriting of Agricultural & Farm business

BENEFITS OF BECOMING A WAHVE VINTAGE EXPERT

• Health insurance based on eligibility.
• 401(k) with a 4% match.
• Retire from the office but not from work.
• Eliminate the office stress and the commute.
• Choose the work you would like to do now.
• Available in either full or part-time schedules.
• Utilize your years of insurance industry knowledge.
• Be part of our dynamic yet virtual team environment and connect with other experienced insurance professionals like yourself!

HOW TO GET STARTED

Click APPLY NOW to complete our simple preliminary profile. Be sure to include your preferred contact information as one of our Qualification Specialists will connect with you promptly.

WE LOOK FORWARD TO MEETING YOU!

At WAHVE, we value significant insurance experience and want to revolutionize the way people think about phasing into retirement by offering qualified candidates the opportunity to continue their career working from home. As we say – retire from the office but not from work.  Our unique platform provides you with real work/life balance and allows you to choose a full or part-time work schedule while continuing to utilize your insurance expertise in a remote, long-term position which includes company benefits!

WHAT YOU’LL LOVE ABOUT WAHVE

We created a welcoming place to work with friendly and professional leadership. We are known for the great care we take with our staff and our clients. We are passionate and determined about delivering the best customer service, preserving insurance industry knowledge, and making a difference by the work that we do.

WHAT WE ARE SEEKING

We have assignments available to help our insurance carrier clients in Operations Support or Underwriting Assistant positions. Responsibilities include:

• Perform required support functions for Underwriting.
• Work directly with underwriting and audit staff on ensuring the accuracy and completeness of all transactions to maximize product quality delivered to our customers.
• Complete operational tasks such as ordering MVR’s, inspections and reviews, financial reports, and other similar tasks as requested.
• Perform new business submission clearance, data entry of new business submission information and Broker of Record requests.
• Process new business and renewal related transactions in a timely manner. Transactions may include data input, quoting, rating, or pricing revisions, billing, coding, policy issuance, forms attachment, endorsements, premium audits, cancellations, and reinstatements for multiple lines of business.
• Work with underwriters and other functional areas to resolve any discrepancies.

TO BECOME A WORK-AT-HOME VINTAGE EXPERT, WE REQUIRE

• 25 years of full-time work experience
• 10 most recent years of insurance carrier experience

BENEFITS OF BECOMING A WAHVE VINTAGE EXPERT

• Health insurance based on eligibility.
• 401(k) with a 4% match.
• Retire from the office but not from work.
• Eliminate the office stress and the commute.
• Choose the work you would like to do now.
• Available in either full or part-time schedules.
• Utilize your years of insurance industry knowledge.
• Be part of our dynamic yet virtual team environment and connect with other experienced insurance professionals like yourself!

HOW TO GET STARTED

Click APPLY NOW to complete our simple preliminary profile. Be sure to include your preferred contact information as one of our Qualification Specialists will connect with you promptly.

WE LOOK FORWARD TO MEETING YOU!

At WAHVE, we value significant insurance experience and want to revolutionize the way people think about phasing into retirement by offering qualified candidates the opportunity to continue their career working from home. As we say – retire from the office but not from work. Our unique platform provides you with real work/life balance and allows you to choose a full or part-time work schedule while continuing to utilize your insurance expertise in a remote, long-term position which includes company benefits!

WHAT YOU’LL LOVE ABOUT WAHVE

We created a welcoming place to work with friendly and professional leadership. We are known for the great care we take with our staff and our clients. We are passionate and determined about delivering the best customer service, preserving insurance industry knowledge, and making a difference by the work that we do.

WHAT WE ARE SEEKING

We have assignments available to help our insurance carrier in Inland Marine Underwriter – Jewelers Block positions.

Responsibilities include:

• Serve as the lead technical underwriter for complex Jewelers Block, Fine Art and Specie risks, exercising broad underwriting authority and independent judgment to evaluate, price, and structure profitable accounts.
• Analyze sophisticated exposures, develop creative underwriting solutions, and confidently write risks that require advanced expertise, disciplined analysis, and sound risk management.
• Build, manage, and optimize a profitable portfolio by applying pricing strategies, monitoring portfolio performance, evaluating loss trends, and adapting underwriting strategy to changing market conditions.
• Cultivate and strengthen relationships with wholesale brokers, retail agents, carrier partners, and direct dealer channels to expand profitable distribution opportunities and enhance market presence.
• Provide technical leadership by developing underwriting guidelines, authority frameworks, policy language, and best practices that support the firm’s evolving underwriting philosophy and long-term growth strategy.
• Ensure underwriting files, referrals and documentation meet the highest standards of technical quality, regulatory compliance, delegated authority requirements, carrier audits, and bordereaux reporting.
• Mentor and coach underwriters by sharing technical expertise, strengthening underwriting discipline, and fostering the development of the next generation of specialty underwriting talent.

TO BECOME A WORK-AT-HOME VINTAGE EXPERT, WE REQUIRE

• 25 years of full-time work experience
• 10 most recent years of specialty P&C underwriting experience with deep technical expertise in Jewelers Block, Fine Art or closely adjacent Inland Marine
• CPCU, AU or comparable professional designations

BENEFITS OF BECOMING A WAHVE VINTAGE EXPERT

• Health insurance based on eligibility.
• 401(k) with a 4% match.
• Retire from the office but not from work.
• Eliminate the office stress and the commute.
• Choose the work you would like to do now.
• Available in either full or part-time schedules.
• Utilize your years of insurance industry knowledge.
• Be part of our dynamic yet virtual team environment and connect with other experienced insurance professionals like yourself!

HOW TO GET STARTED

Click APPLY NOW to complete our simple preliminary profile. Be sure to include your preferred contact information as one of our Qualification Specialists will connect with you promptly.

WE LOOK FORWARD TO MEETING YOU!

At WAHVE, we value significant insurance experience and want to revolutionize the way people think about phasing into retirement by offering qualified candidates the opportunity to continue their career working from home. As we say – retire from the office but not from work. Our unique platform provides you with real work/life balance and allows you to choose a full or part-time work schedule while continuing to utilize your insurance expertise in a remote, long-term position which includes company benefits!

WHAT YOU’LL LOVE ABOUT WAHVE

We created a welcoming place to work with friendly and professional leadership. We are known for the great care we take with our staff and our clients. We are passionate and determined about delivering the best customer service, preserving insurance industry knowledge, and making a difference by the work that we do.

WHAT WE ARE SEEKING

We have assignments available to help our insurance carrier, MGA, or wholesale broker clients in Commercial Lines Underwriter positions.

Well suited candidates in Commercial Lines will have job opportunities ranging across the following Property & Casualty sectors including General Liability, Professional / Management Liability, Property, Workers’ Compensation, Commercial Auto, Umbrella, Cyber, Farm & Agriculture, Inland Marine, Surety Bond and/or Excess & Surplus commercial lines of business.

Responsibilities include:

• Conduct accurate and thorough risk selection with proper classification of insureds.
• Make critical underwriting decisions on risk acceptability, coverage alternatives, and pricing.
• Manage a portfolio of new and/or renewal business with focus on book management.
• Develop and maintain superior relationships with producers, brokers, and reinsurers.
• Maintain accurate file documentation in accordance with company guidelines.
• Achieve acceptable underwriting profit levels within assigned book of business.

TO BECOME A WORK-AT-HOME VINTAGE EXPERT, WE REQUIRE

• 25 years of full-time work experience
• 10 most recent years of Commercial Lines Property & Casualty insurance experience

BENEFITS OF BECOMING A WAHVE VINTAGE EXPERT

• Health insurance based on eligibility.
• 401(k) with a 4% match.
• Retire from the office but not from work.
• Eliminate the office stress and the commute.
• Choose the work you would like to do now.
• Available in either full or part-time schedules.
• Utilize your years of insurance industry knowledge.
• Be part of our dynamic yet virtual team environment and connect with other experienced insurance professionals like yourself!

HOW TO GET STARTED

Click APPLY NOW to complete our simple preliminary profile. Be sure to include your preferred contact information as one of our Qualification Specialists will connect with you promptly.

WE LOOK FORWARD TO MEETING YOU!

At WAHVE, we value significant insurance experience and want to revolutionize the way people think about phasing into retirement by offering qualified candidates the opportunity to continue their career working from home. As we say – retire from the office but not from work. Our unique platform provides you with real work/life balance and allows you to choose a full or part-time work schedule while continuing to utilize your insurance expertise in a remote, long-term position which includes company benefits!

WHAT YOU’LL LOVE ABOUT WAHVE

We created a welcoming place to work with friendly and professional leadership. We are known for the great care we take with our staff and our clients. We are passionate and determined about delivering the best customer service, preserving insurance industry knowledge, and making a difference by the work that we do.

WHAT WE ARE SEEKING

We have assignments available to help our insurance carrier, MGA, or wholesale broker clients in Commercial Lines Underwriting Assistant or Associate Underwriter positions.

Well suited candidates in Commercial Lines will have job opportunities ranging across the following Property & Casualty sectors including General Liability, Professional / Management Liability, Property, Workers’ Compensation, Commercial Auto, Umbrella, Cyber, Farm & Agriculture, Inland Marine, Surety Bond and/or Excess & Surplus commercial lines of business.

Responsibilities include:

• Review submission information with the underwriter including analysis of account information.
• Coordinate the quoting, binding, and issuance process.
• Research and apply appropriate rates, coverages, and policy forms.
• Issue notices of cancellation, nonrenewal notices, or reinstatements.
• Develop and maintain superior relationships with underwriters, producers, brokers, and reinsurers.
• Maintain accurate file documentation in accordance with company guidelines.

TO BECOME A WORK-AT-HOME VINTAGE EXPERT, WE REQUIRE

• 25 years of full-time work experience
• 10 most recent years of Commercial Lines Property & Casualty insurance experience

BENEFITS OF BECOMING A WAHVE VINTAGE EXPERT

• Health insurance based on eligibility.
• 401(k) with a 4% match.
• Retire from the office but not from work.
• Eliminate the office stress and the commute.
• Choose the work you would like to do now.
• Available in either full or part-time schedules.
• Utilize your years of insurance industry knowledge.
• Be part of our dynamic yet virtual team environment and connect with other experienced insurance professionals like yourself!

HOW TO GET STARTED

Click APPLY NOW to complete our simple preliminary profile. Be sure to include your preferred contact information as one of our Qualification Specialists will connect with you promptly.

WE LOOK FORWARD TO MEETING YOU!

At WAHVE, we value significant insurance experience and want to revolutionize the way people think about phasing into retirement by offering qualified candidates the opportunity to continue their career working from home. As we say – retire from the office but not from work. Our unique platform provides you with real work/life balance and allows you to choose a full or part-time work schedule while continuing to utilize your insurance expertise in a remote, long-term position which includes company benefits!

WHAT YOU’LL LOVE ABOUT WAHVE

We created a welcoming place to work with friendly and professional leadership. We are known for the great care we take with our staff and our clients. We are passionate and determined about delivering the best customer service, preserving insurance industry knowledge, and making a difference by the work that we do.

WHAT WE ARE SEEKING

We have assignments available to help our insurance carrier, MGA, or wholesale broker clients in Commercial Lines Underwriting Assistant or Associate Underwriter positions.

Well suited candidates in Commercial Lines will have job opportunities ranging across the following Property & Casualty sectors including General Liability, Professional / Management Liability, Property, Workers’ Compensation, Commercial Auto, Umbrella, Cyber, Farm & Agriculture, Inland Marine, Surety Bond and/or Excess & Surplus commercial lines of business.

Responsibilities include:

• Review submission information with the underwriter including analysis of account information.
• Coordinate the quoting, binding, and issuance process.
• Research and apply appropriate rates, coverages, and policy forms.
• Issue notices of cancellation, nonrenewal notices, or reinstatements.
• Develop and maintain superior relationships with underwriters, producers, brokers, and reinsurers.
• Maintain accurate file documentation in accordance with company guidelines.

TO BECOME A WORK-AT-HOME VINTAGE EXPERT, WE REQUIRE

• 25 years of full-time work experience
• 10 most recent years of Commercial Lines Property & Casualty insurance experience

BENEFITS OF BECOMING A WAHVE VINTAGE EXPERT

• Health insurance based on eligibility.
• 401(k) with a 4% match.
• Retire from the office but not from work.
• Eliminate the office stress and the commute.
• Choose the work you would like to do now.
• Available in either full or part-time schedules.
• Utilize your years of insurance industry knowledge.
• Be part of our dynamic yet virtual team environment and connect with other experienced insurance professionals like yourself!

HOW TO GET STARTED

Click APPLY NOW to complete our simple preliminary profile. Be sure to include your preferred contact information as one of our Qualification Specialists will connect with you promptly.

WE LOOK FORWARD TO MEETING YOU!